From the category archives:

Mortgage Information

Ready to jump into homeownership but need a little push?

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How Important to Mortgage Underwriting May Affect Many Buyers

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Have We Not Learned Anything…?

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Homeowners in Financial Trouble

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Bill Would Protect Credit Scores During Mortgage Modification

jQuery(document).ready(function($) { window.setTimeout(‘loadFBShareMe_3493()’,5000); }); function loadFBShareMe_3493(){ jQuery(document).ready(function($) { $(‘.dd-fbshareme-3493′).remove();$(‘.DD_FBSHAREME_AJAX_3493′).attr(‘width’,’53′);$(‘.DD_FBSHAREME_AJAX_3493′).attr(‘height’,’69′);$(‘.DD_FBSHAREME_AJAX_3493′).attr(‘src’,'http://widgets.fbshare.me/files/fbshare.php?url=http://dallastexasrealestateblog.com/dallas-real-estate/bill-would-protect-credit-scores-during-mortgage-modification&size=large’); }); }If you are lucky enough to get your lender to modify your mortgage, you shouldn’t end up dogged by a miserable credit score. That’s the essence of a bill introduced in Congress recently by U.S. Rep. Jackie Speier, D-Calif. It would insulate people from taking [...]

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Where Have The Buyers Gone?

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Housing Market Holds Its Own Even After The Tax Credit

jQuery(document).ready(function($) { window.setTimeout(‘loadFBShareMe_3449()’,5000); }); function loadFBShareMe_3449(){ jQuery(document).ready(function($) { $(‘.dd-fbshareme-3449′).remove();$(‘.DD_FBSHAREME_AJAX_3449′).attr(‘width’,’53′);$(‘.DD_FBSHAREME_AJAX_3449′).attr(‘height’,’69′);$(‘.DD_FBSHAREME_AJAX_3449′).attr(‘src’,'http://widgets.fbshare.me/files/fbshare.php?url=http://dallastexasrealestateblog.com/dallas-real-estate/housing-market-holds-its-own-even-after-the-tax-credit&size=large’); }); }The tax credit brought a lot of buyers out last fall and again this spring, which gave a real shot in the arm to real estate. While that heightened volume cannot be sustained, home sales and prices still remain higher than last year due to [...]

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Growth in HAMP Program Cools

jQuery(document).ready(function($) { window.setTimeout(‘loadFBShareMe_3425()’,5000); }); function loadFBShareMe_3425(){ jQuery(document).ready(function($) { $(‘.dd-fbshareme-3425′).remove();$(‘.DD_FBSHAREME_AJAX_3425′).attr(‘width’,’53′);$(‘.DD_FBSHAREME_AJAX_3425′).attr(‘height’,’69′);$(‘.DD_FBSHAREME_AJAX_3425′).attr(‘src’,'http://widgets.fbshare.me/files/fbshare.php?url=http://dallastexasrealestateblog.com/real-estate-news/growth-in-hamp-program-cools&size=large’); }); }The number of trial loan modifications offered by loan servicers participating in the Obama administration's Home Affordable Modification Program appears to be reaching a plateau, although the number of borrowers moving into permanent modifications continues to show steady growth. The latest HAMP report from the [...]

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FHA Raising FICO Floor, Reducing Seller Concessions

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FHA Reform Act and Annual Mortgage Premiums; What an Increase Means for Borrowers

jQuery(document).ready(function($) { window.setTimeout(‘loadFBShareMe_3379()’,5000); }); function loadFBShareMe_3379(){ jQuery(document).ready(function($) { $(‘.dd-fbshareme-3379′).remove();$(‘.DD_FBSHAREME_AJAX_3379′).attr(‘width’,’53′);$(‘.DD_FBSHAREME_AJAX_3379′).attr(‘height’,’69′);$(‘.DD_FBSHAREME_AJAX_3379′).attr(‘src’,'http://widgets.fbshare.me/files/fbshare.php?url=http://dallastexasrealestateblog.com/real-estate-news/fha-reform-act-and-annual-mortgage-premiums-what-an-increase-means-for-borrowers&size=large’); }); }The House of Representatives recently passed the FHA Reform Act (H.R. 5072). The bill, sponsored by Representative Maxine Waters (D-Calif.), would give authority to the Federal Housing Administration (FHA) to increase premiums (a.k.a. mortgage insurance) on loans guaranteed by the FHA. It passed by a [...]

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